Small Business Credit Card Processing

We Put $$ Back In Your Pocket

Stop overpaying for merchant processing fees

When Banks Deny You, we Get You Approved!

Fast and easy financing for your small business in as little as 1-2 days.

Need Business Funding Fast?

When Banks Deny You

We Get you Approved

Pre-qualify for a merchant cash advance today. Fast and easy financing for your small business in as little as 1-3 days

Pre-qualify for an offer
Pre-qualifying will not affect your credit score
How quickly do you need funding?
$
What is the purpose for this loan?
Be sure to check our restricted industries list
What percentage of the business do you own?
How long have you been in business?
What is your gross monthly revenue?
Does your business currently accept credit card processing?
What is your FICO score

All owners will be required to submit the official application for business funding. To continue, select I AGREE

When Banks Say No, We Say Yes!

Fast and easy financing for your small business in as little as 1-2 days.

Business Funding

No hard credit pull

6 Months Bank Statements

$20K - $1Million

in Working Capital Amount

1-3 Days

Funds Received Fast

Do I Qualify?

We have teamed up with the one of the top processing banks in the business so we can provide you with competitive pricing, 5-star customer service and better merchant sales technology.

Time in business

12 Months+

Gross Monthly Revenue

$15,000+

Personal Credit Score

600+ FICO

If you meet these qualifications, you'll most likely be approved for funding!

FAQs

Will my credit be impacted by applying?

We do a soft credit pull. Applying will not affect your credit score.

What information do I need to apply?

All you need to apply is basic information about you, your business and 6 months bank account statements.

What are the minimum requirements?

Your business must be over 12 months old and average a minimum of $10,000 in gross monthly revenue over the last three months. You’ll also need a personal FICO credit score that’s above 600.

How is my rate determined?

Each application is considered based on your bank transactions, cash flow, and partially on your credit. Your actual rate is calculated using our proprietary algorithm, which takes into consideration several factors.

What can I do with my business funding?

You can use your funds for business expansion, marketing costs, payroll, inventory, personal needs or anything you want. Unlike traditional bank loans, we do not restrict how you use your funds.

How quickly can I get my funding?

Funds are typically deposited into your account within 24 hours but can take up to 3 days.

How do I make repayments?

Payments are withdrawn from your business checking account daily, weekly or monthly via ACH. Underwriting will determine how often payments will be made. You can choose to repay at your own pace with a percentage of your sales or make fixed payments.

What is the repayment period?

You can keep the funds for up to 18 months. However, the terms you receive depend on your eligibility.

Do I need collateral?

Our funding is unsecured. You are not required to provide any collateral. We simply consider your business’s overall performance and cash flow.

I got denied a bank loan, can I still qualify?

Yes. We often approve business funding even after traditional banks turn you down

Will my credit be impacted by applying?

We do a soft credit pull. Applying will not affect your credit score.

What information do I need to apply?

All you need to apply is basic information about you, your business and 6 months bank account statements.

What are the minimum requirements?

Your business must be over 12 months old and average a minimum of $10,000 in gross monthly revenue over the last three months. You’ll also need a personal FICO credit score that’s above 600.

How is my rate determined?

Each application is considered based on your bank transactions, cash flow, and partially on your credit. Your actual rate is calculated using our proprietary algorithm, which takes into consideration several factors.

What can I do with my business funding?

You can use your funds for business expansion, marketing costs, payroll, inventory, personal needs or anything you want. Unlike traditional bank loans, we do not restrict how you use your funds.

How quickly can I get my funding

Funds are typically deposited into your account within 24 hours but can take up to 3 days.

How do I make repayments?

Payments are withdrawn from your business checking account daily, weekly or monthly via ACH. Underwriting will determine how often payments will be made. You can choose to repay at your own pace with a percentage of your sales or make fixed payments.

What is the repayment period?

You can keep the funds for up to 18 months. However, the terms you receive depend on your eligibility.

Do I need collateral?

Our funding is unsecured. You are not required to provide any collateral. We simply consider your business’s overall performance and cash flow.

I got denied a bank loan, can I still qualify?

Yes. We often approve business funding even after banks turn you down for a traditional loan

Preferred Industries

We work various types of businesses. Here is a list of our preferred industries that our lenders will fund

  • Restaurants/Grocery Stores

  • Medical/Healthcare (Doctors, Dentists, Pharmacists, etc.)

  • Hospitality/Hotel/Motel

  • Spas

  • Wholesale Distributors

  • Manufacturing

  • Trade Contractors (Plumbing, Heating, Roofing, Metal Work, etc.)

  • General Automotive Repair Shops

  • Business Services (Financial Consulting, Management Consulting, etc.)

  • Personal Services (Hair Salons, Nail Salons, etc.)

  • Retail

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